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Insurance bets can be a safety net, but it’s also a risky option. Taking another card is low risk.StandWhen your hand is 17 or higher.The risk of busting is high. ActionWhen to use itWhy it mattersHitWhen your hand is 11 or lower, or just low in general.You can’t bust with 11 or less. The aim of the game is to reach a total of 21 based on the cards you have before the dealer does.